Hometown Mortgage

Tips For Repairing Credit…

admin — Thu, 02 Feb 2012 21:46:25 +0000

It’s important to note that repairing bad credit is a bit like losing weight: It takes time and there is no quick way to fix a credit score. In fact, out of all of the ways to improve a credit score, quick-fix efforts are the most likely to backfire, so beware of any advice that claims to improve your credit score fast.

You Can Have Your Down Payment Gifted!!

admin — Thu, 12 Jan 2012 16:21:53 +0000

The FHA program for purchasing a home allows the borrower to have the 3.5% down payment to be gifted. This is one of the key benefits of FHA. The gift donor must be a family member. This may help you or someone you know in moving forward in the purchase of a home. Please call Hometown Mortgage Group for further details. 816-525-7700.

Know Whats On Your Credit Report!!

admin — Mon, 09 Jan 2012 16:16:57 +0000

The first thing to do is get a credit report and educate yourself with the content. Make sure everything listed is accurate . On occassion people with like names will get mingled in the system at the credit bureaus, and someone elses info can get put on your account. So the first step is educate yourself!!! Mistakes on your credit report could keep you from being able to purchase or refinance . As always please feel free to call with any questions or referrals. 816-525-7700

Merry Christmas !!

admin — Thu, 22 Dec 2011 15:50:53 +0000

During this busy Christmas time we need to keep in mind the true reason for this season. His name is Jesus! Merry Christmas from your friends at Hometown Mortgage Group.

Watch Your Credit Score Go UP!!!!

admin — Wed, 07 Dec 2011 20:08:22 +0000

Credit accounts are maxed-out. If you use your credit cards to pay for just about everything in life, you’re probably teetering the edge of maxed-out accounts (assuming you haven’t fallen off already…). If this sounds familiar, consider closing any excess accounts you have and rarely use, and start paying your existing accounts down to around 30% of the available balance. Whatch your credit scores go up!Call us today at Hometown Mortgage Group for more information on tips to raise your credit scores. 816-525-7700.

Thanksgiving Isn’t Just Once A Year!!!

admin — Tue, 22 Nov 2011 20:08:52 +0000

God gave you a gift of 86,400 seconds today. Have you used one to say thank you?
– William A. Ward

Thank You Veterans!!

admin — Fri, 11 Nov 2011 16:58:46 +0000

Are you a veteran or know someone who is? There is 100% financing available to those who have been in the military, to purchase a home. We are approved lenders for the VA program. Please call today or refer us to family or friends.

816-525-7700

Be Careful !!

admin — Tue, 25 Oct 2011 18:15:48 +0000

The zero interest credit card is, of course, a fantastic deal if you pay your balance off in time. If you don’t, it’s a little like having a financial hand grenade blow up your bank account. Even if you’re just a day or two late, and only owe another $20, all of the interest from day one will come back to haunt you.

Applying For New Credit…

admin — Thu, 06 Oct 2011 19:29:20 +0000

Be sure to avoid applying for any other type of credit before and during the mortgage application process. Whenever you apply for new credit, you’re seen as a greater credit risk, at least initially. If you happen to apply for a credit card or auto loan around the same time you apply for a mortgage, your credit score might get dinged enough to kill your eligibility. Call Hometown Mortgage Group 816-525-7700.

Credit Card Balances…

admin — Wed, 28 Sep 2011 14:49:04 +0000

While it’s important to have open lines of credit , it’s also important to try to keep your credit card balance at 50% minimum. A credit card maxed to it’s limit is not helping your credit score. Call us today at Hometown Mortgage Group for more info 816-525-7700.