Applying For New Credit…
Written on October 6, 2011 at 9:29 pm, by adminBe sure to avoid applying for any other type of credit before and during the mortgage application process. Whenever you apply for new credit, you’re seen as a greater credit risk, at least initially. If you happen to apply for a credit card or auto loan around the same time you apply for a mortgage, your credit score might get dinged enough to kill your eligibility. Call Hometown Mortgage Group 816-525-7700.
Credit Card Balances…
Written on September 28, 2011 at 4:49 pm, by adminWhile it’s important to have open lines of credit , it’s also important to try to keep your credit card balance at 50% minimum. A credit card maxed to it’s limit is not helping your credit score. Call us today at Hometown Mortgage Group for more info 816-525-7700.
What To Spend My Extra Money On???
Written on September 6, 2011 at 3:54 pm, by adminYou could begin by paying off your 
highest-rate credit cards and eliminate the balance as aggressively as possible. For example, assume you have two separate $2,000 balances, one charging 20% interest, the other 8%, on which you can pay a total of 6% per month. If you were to pay 4% per month on the higher-rate card and 2% on the lower-rate card (which is typically the minimum monthly payment), you would save $961 in interest and 18 months of payments over allocating 3% to each balance. Call today Hometown Mortgage Group today for your free credit analysis. 816-525-7700.
Building Your Credit…
Written on August 23, 2011 at 7:36 pm, by admin
Maybe your credit is OK, but you’d like to make it better. After all, the better your credit, the lower the interest rates you can secure car loans and credit cards. And these days, having high credit scores is the one sure path to homeownership. Call us today at Hometown Mortgage Group for info on your credit score. 816-525-7700.
Lower your Interest Rate!!!
Written on August 12, 2011 at 10:01 pm, by adminThere is a program that FHA offers called a streamline. If you fit within a certain critera such as at least 6 payments have been made since purchase or refi and no mortgage lates in the last 12 months then you probably qualify for interest rate reduction with NO APPRAISAL. Call Hometown Mortgage Group today for details and refer us to your family and friends. 816-525-7700.
The Markets are Down…
Written on August 3, 2011 at 10:00 pm, by adminThis will mean lowers rates for you . Those that have been waiting to see which way the rates are going to move to refinance need to get off the fence and move now. We are in a very uncertain market these days and it can go either way without much notice. Waiting too long can end up costing you money! Call today for your personalized mortgage evaluation and see if now is the time to get off the fence and move toward lower monthly payments . Hometown Mortgage Group 816-525-7700
Purchasing in a USDA area???
Written on July 26, 2011 at 10:00 pm, by admin 
If you are thinking of of purchasing a home in one of the many USDA area around greater KC please call today for more details. 100% Financing / Rates in the 4%’s. Call Hometown Mortgage Group soon 816-525-7700
What About A VA Mortgage?
Written on July 25, 2011 at 4:48 pm, by admin
VA Permits qualified veterans, reservists and active service people to secure a loan up to a specified amount with no down payment and flexible qualifying guidelines.Refer us to family and friends and Call today for your Kansas city Mortgage. 816-525-7700.
Don’t Apply for a Credit Card While…
Written on July 19, 2011 at 7:04 pm, by adminBe sure to avoid applying for any other type of credit before and during the mortgage application process. Whenever you apply for new credit, you’re seen as a greater credit risk, at least initially. If you happen to apply for a credit card or auto loan around the same time you apply for a mortgage, your credit score might get dinged enough to kill your eligibility or bump up your interest rate.
Coming Soon…Pretty Cool !
Written on July 18, 2011 at 7:26 pm, by admin
A flying car retailing for $227,000 could be on roads in a matter of months — and customers are already lining up to be the first to get their hands on one, its maker claims.
The two-seat plane is made of carbon-fiber and aimed primarily at the U.S.’s 600-strong “fly-in” communities. It can lift off from almost any long straight road and, once in the air, has a top speed of 115 mph.
On landing, its wings fold up in 15 seconds, with power then routed to the rear wheels, giving it a top land speed of 62 mph and size dimensions equivalent to a large sedan. Save time driving and have more time to call our office today for info on getting Pre-approved to purchase or refinance into a new lower rate! 816-525-7700.